Islamic Finance Division

Certificate Of Islamic Investment -Modarabah

Pak Oman Investment Company Limited – Islamic Finance Division (POICL-IFD) is committed to providing innovative and ethical financial services aligned with Islamic finance principles.

POICL-IFD aims to meet the growing demand for Islamic Finance products and services, offering individuals, businesses, and institutions a wide range of Islamic-compliant financial options.

Our team ensures that all transactions comply with Shariah Principles and are free of interest (Riba), speculation (Gharar), and other impermissible activities. The products are regularly reviewed by a qualified Shariah Advisor to ensure that every transaction adheres to Islamic law.


Our Competitive Advantage
POICL-IFD leverages the institutional strength of Pak Oman Investment Company Limited with a dedicated Islamic Finance platform approved by the State Bank of Pakistan. Our strong Shariah governance, experienced professionals, and tailored Islamic financial solutions enable us to deliver ethical, transparent, and value-driven services that meet the evolving needs of our clients.

Our Product Suite

Murabaha

Musharkah

Diminishing Musharkah

Al bay/Tijarah

Salam

Istisna

Mudarabah