Pak Oman offers tailored investment solutions for both individuals and organizations, designed to suit a wide range of financial objectives and risk preferences.
Benefit from attractive profit rates with the flexibility to choose from various profit payment options, including periodic or maturity-based payouts. These options are ideal for investors seeking predictable, stable returns.
Our floating-rate investment product enables investors to benefit from market-linked returns, providing them with the opportunity to capitalize on changes in the State Bank of Pakistan’s policy rates while maintaining a clear investment horizon.
The Certificate of Islamic Investment (COII) is a fixed-deposit investment available for various tenures. COII is the Islamic version of conventional term deposit schemes. COII is governed under the rules of the profit and loss sharing (PLS) system under Mudarabah, a mode of Islamic Financing, with a vision to provide a stable profit rate till maturity.
Mudarabah is an Islamic financial instrument that allows investors to participate in business activities while adhering to Shariah principles. Mudarabah is generally used to accept deposits from depositors.
The purpose of COII is primarily to offer fixed-term deposit products that cater to the specific requirements in terms of investment for a particular period/tenure and fulfil the customer’s requirements by providing the profit as per the agreed terms by the customer.
We welcome investments from a broad spectrum of clients, including:
Individuals (including joint account holders, sole proprietors, and minors)
Corporate Institutions
Trusts and Funds (Provident, Gratuity, Workers’ Participation, Contributory)
Non-Governmental and Non-Profit Organizations (NGOs/NPOs)
© 2025 Pak Oman Investment Company Limited. All rights reserved.
Designed & Developed by: THE DESIGN FIRM